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American grads, do you have student loans to pay?

 
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aardvark



Joined: 21 Jul 2008
Posts: 185
Location: Central Saudi Arabia

PostPosted: Tue Sep 18, 2012 6:32 pm    Post subject: American grads, do you have student loans to pay? Reply with quote

The Chronicle of Higher Education sent me an email to discuss the problem of students defaulting on loans,
"How can students reap the benefits of higher education without the fear of financial devastation in the event of a default? Escalating default rates threaten the next generation, as well as taxpayers and the U.S. economy as a whole. Though there appears to be a high degree of predictability regarding which students are likely to default, there is scant evidence that traditional default mitigation techniques are effective."

Since our leaders are more concerned with the needs of the 1%, you need to take care of yourselves first. This job market will not take care of you. You need to ABANDON the U.S. job market and find work overseas. Wonderful things happen when you do this-- creditors stop looking for you. The IRS doesn't know where you are and can't attach liens to your wages. The money you save can go to pay your expenses which will be negligible in most foreign countries.

The answer is simple-- default on your student loans and build new credit overseas. Your leaders don't care if you get a job, why should you care about about credit in a washed-out American economy? Twisted Evil
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aardvark



Joined: 21 Jul 2008
Posts: 185
Location: Central Saudi Arabia

PostPosted: Mon Oct 22, 2012 6:01 am    Post subject: What American faculty thinks of adjuncts Reply with quote

This is a comment in response to offensive comments made by tenured faculty about adjuncts:

The reality is that given state ed codes, there is NO way to advance good instructors or terminate bad instructors based on merit. Odds are good that because of extensive vetting and evaluations, a newly minted tenured instructor will be a good teacher. But I've known tenured professors who have used exactly the same syllabi (with dates changed) for forty years, nix office hours, do below the minimal amount on committees, and don't show up to teach much of the time. I've known contingents who have had books published, won instructor service awards, developed course curricula, did extensive research (all for free) and gotten platinum student and peer evaluations, but who get "un-rehired" on a chair's whim or for no reason at all. Today's recession and reduced state funding for higher ed has all but ensured that contingents paying back 80K grad school loans will be "fools" and grasp at any chance to teach for peanut shells and tenureds will defensively disparage contingents' educational contributions while secretly being glad the existence of contingents permits tenureds to not have to worry about enrollment or enrollment-based layoffs that decimate the ranks of K-12 teachers.

Read more: http://www.insidehighered.com/news/2012/06/20/adjunct-survey-paints-bleak-portrait#ixzz2A059sM00
Inside Higher Ed

Are you willing to teach part-time at a college while enduring the snide comments of your colleagues? to endure a decade or more of poverty while tryng to pay off your student loans, just to enjoy the "benefits" of academia?

Vote with your feet, and leave the sinking ship of American academia....find a new beginning in a new country of your own choice..
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